Introducing our Finance Options

Swain & Rands now offer ‘Buy Now Pay Later’ to our customers, subject to status.

Whether you are in need of a conservatory to provide more space for your growing family, or new windows and doors to keep your home warmer in the winter months Swain & Rands are here to help.

The initial outlay for home improvements can be daunting so why not spread the cost with us.

You could benefit for many years, enjoying your new home improvement plus adding value to your property.

Please call to speak to one of our friendly team and find out more.


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Minimum order value after deposit is £1,000

Finance is only available for homeowners against main residence.

All finance transactions must be carried out on Company premises.

Option 1

Order value £5,000

Deposit: £500.00

Amount of Loan: £4,500.00

48 monthly payments of £156.92 at an APR of 19.9%

Monthly payments will commence 12 months from the date your agreement starts and will be payable on the same day in each subsequent month. We will tell you the due date of the first repayment. If you settle the outstanding balance before the first repayment is due then we will waive all interest charges and just charge an administration fee of £29.00.

Fixed Sum Loan Agreement Regulated by the Consumer Credit Act 1974

If not paid within the agreed period then option 2 will apply.

Option 2


Total Cash Price of Goods and Services: £5,000.00

Advance Payment (Deposit): £500.00

Loan Advance: £4,500.00

Duration of Loan: 48 month(s)

Monthly Repayment: £156.92

Total Charge for Credit: £3032.16

Total Amount Payable: £8031.16

APR: 19.9%

Settlement Fee: £29.00

Document Fee: £0.00

Hitachi Capital (UK) PLC trading as Hitachi Capital Consumer Finance, 2 Apex View, Leeds LS11 9BH.

CreditMaster2 is a trading style of Hitachi Capital (UK) PLC. Authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through Registered office: Hitachi Capital House, Thorpe Road, Staines-Upon-Thomas, Surrey, TW18 3HP. Registered in Cardiff under company no. 1630491.

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Want more information on our finance options? Contact us now on: 01202536422 or fill out the form below.

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Opening Hours

Monday 9am-5pm
Tuesday 9am-5pm
Wednesday 9am-5pm
Thursday 9am-5pm
Friday 9am-5pm
Saturday Closed
Sunday Closed

Swain & Rands Ltd

17 Gillam Rd, Bournemouth BH10 6BW

Company No. 7674425: VAT No: 131557332.

Telephone: 01202536422